Neil George, Roger Conrad, and Elliott Gue have been working hard to build your wealth. We know that you have been too.

So let’s take a break to enjoy the fruits of our labors. But so that you (and Neil, Roger, and Elliott) don’t feel you’re neglecting your portfolio, let’s make it an investment cruise.

And since we feel like doing a little lounging in the lap of luxury, let’s make it the money talk and pleasure cruise of a lifetime.

I gave my staff the challenge: Create an experience that no one will ever forget. Small, clubby setting, so our editors and guests get to know each other. Top drawer service, so I’m handed a cold drink before I even know I want one. And surroundings that are as rich as the investment advice we’ll be giving.

Well, I’ve got to hand it to my staff. They built a custom trip that is like nothing I’ve ever seen. Look what they found....

• The premier luxury motor yacht in its class, a sumptuous but small 90-passenger cruiser with the classic ambiance of 1930s luxury, though the ship is a high tech marvel

• A route that puts us on a path traveled by centuries of kings and conquerors, barons and financiers

• A slow, smooth glide down a legendary river, slipping quietly past medieval villages and towering castles, so close you can practically touch them

• Exclusive private receptions with the Mayor of Vienna, business leaders, and at the U.S. Embassy in Budapest

• The best time of year for travel, when riverside vineyards have yielded their succulent harvest and forests are bursting with autumn’s colors

• A journey that begins with us lost in another time, emerging for the second half of our trip into the brightness of one of the world’s newest, fastest expanding economies

• A rare chance to be with our KCI editors away from crowds, away from formal seminars, in a setting where you can have long conversations about investing and get a more complete understanding of Neil, Roger, and Elliott’s strategies and recommendations

This is destined to be an excursion so matchless that only a lucky few will have the opportunity to experience it. And at the same time it’s a learning and networking experience that’s traditionally accessible only to the power elite.

It’s hard to tell what’s more impressive, the route
you’ll travel, the company you’ll keep, the investment knowledge you’ll gain, or the ship itself

It’s the journey of a lifetime: An intimate cruise on Europe’s famed Danube River, with only 90 passengers, including three of our illustrious KCI editors. Aboard the famed River Cloud, we’ll pass through the historic villages and postcard scenery of Germany, Austria, Slovakia, and Hungary. Unlike other parts of Europe, this route is pristine, relatively unspoiled by tourism.

We’ll tour fabled Budapest and vibrant Vienna, the city of music and lights. We’ll dine like kings onboard, and taste peasant bread hot from the ovens in the riverside villages we pass through. Along the way we’ll meet with dignitaries and business leaders who’ll give us unique insights into their companies and markets.

And we’ll do it all at a moment in time that will be recorded in history books forevermore: The mach-speed transformation of Central Europe from the age of kinds to the age of the Internet.

So mark your calendar: September 8–16, 2007, to join us for the trip of your life. But do it now, because...

Going, Going, Gone! Only 2 Cabins Left for Our
Danube River Cruise! Reserve Your Berth Today!

Let me tell you some of the highlights you’ll experience on this incredible journey. I’ll start with the spectacular setting....

Here’s the plan:

Day 1: The medieval city of Regensburg

On September 8, 2007, we’ll embark from historic Regensburg, Germany. But before you board, be sure you take some free time to tour this World Heritage protected medieval city. Walking its splendid confusion of narrow cobblestone streets amid more than 1,400 original 12th century buildings, you’ll quickly be transported back in time, with few signs of the modern world.

From towering cathedrals to homes where villagers have lived for a half a millennium, Regensburg is a city lost in time. Perhaps you’ll stumble on the always-lively “Old Sausage Kitchen,” a 900 year old restaurant whose current owners bought the establishment in 1806. (No, that is not a misprint!) Or maybe you’ll round a corner to chance upon remnants of Castra Regina, the 1,800 year old Roman fortress built by Marcus Aurileus, emperor of Rome.

But don’t lose yourself for too long in Regensburg, or you’ll miss our first evening together. In a celebration of the adventure ahead, we’ll meet in our motor yacht’s elegant dining room over a feast of the region’s finest wine and food, getting to know each other and beginning to form friendships with like-minded lovers of fine living and brilliant investing.

Because remember, it’s not only the luxury cruise of a lifetime that brings us together. It’s also our appreciation of unique access to financial ideas that will add to your wealth.

In a moment I’ll tell you more about your exclusive access to elite members of the investing world, along with their many insights. But first, let’s continue downriver with our delightful itinerary....

Day 2: From Passau, the Venice of Bavaria, to Melk’s golden monastery

After our kick-off dinner you’ll welcome a good sleep in the luxury of your private suite or cabin. We’ll cruise downriver overnight, nearing the Austrian border just before dawn. By the time you wake we’ll be in Passau. Called the Venice of Bavaria, Passau is a quaint Baroque era village perched at the edge of the water where three rivers come together. Seeing it, you won’t be surprised that Napoleon said, “In all of Germany I never saw a town more beautiful.”

If we’re especially lucky you’ll wake to the awe-inspiring music of Passau’s famed pipe organ as we near the village. With 17,388 pipes, there is no more joyous sound in the world than those sweet notes resonating from the hillsides. People come from around the world to hear the St. Sebastian organ, and yet Passau is but one stop on our luxurious journey.

After a leisurely breakfast on board you can explore the town for a few hours. Or use the time to tone up in the ship’s gym, get a relaxing massage, or check your email from the satellite-connected laptop you’ll find in the library. But whatever you do, make sure you use most of this time to...

Perfect your skills in the art of enjoying life

More than anything else, this is our aim. You’ve worked hard, we’ve worked hard, and now it’s time to enjoy it! And relax as we head into...

Day 3: Melk: Baroque gone mad

Our next destination is Melk, a charming village dominated by a dazzling monastery. Originally the palace of Leopold III, when that emperor moved to Vienna, he gave his golden palace to the monks.

It’s one of the world’s finest examples of Baroque design, and the interior is a whirlwind of prancing angels, tumbling cherubs, and shimmering gold and jewels everywhere. You’ve seen Baroque before, but not like this—it’s Baroque at 100 decibels, Baroque at hyperspeed.

Except in the library, an impressive room of more than 10,000 leather-bound books from the 18th century and before. This library is the setting and inspiration for Umberto Eco’s famous novel, The Name of the Rose, and the namesake of the book’s 14th century monk, Adso of Melk. If you’re a movie fan, Adso was played by Christian Slater, with Sean Connery playing William of Baskerville.

After you wander the monastery and its gardens, both swathed in quiet peace (when Neil, Roger and Elliott are not in town), we’ll hop aboard and head into the idyllic Wachau Valley.

This is a good time to relax on the teak deck and get to know your fellow travelers. Have a glass of the local area’s superlative Riesling or Grüner Veltliner, both of which are especially fresh, crisp, and fruity. Or try one of their world famous beers that we’ll have well-stocked.

There’s never a dull moment…unless you want one

Whatever refreshment you choose while we drift downstream, be sure to position your deck chair for a view of the spectacular scenery. The Wachau Valley is a UNESCO World Heritage site, so designated because of its unique and perfectly preserved blend of natural beauty, medieval castles, Baroque villages, and terraced vineyards and fruit orchards, the Austria of postcards and fairy tales.

The Danube is loveliest in autumn’s golden light. And here, hillsides are resplendent in the golds and reds of beech and oak, and vineyards have offered up their bounty for the year’s vintage. Along the shore you may see one of the numerous harvest celebrations or wine tastings, and who knows, we may stop for one!

Around every turn of the river there seems to be a new village at river’s edge or another castle high atop the hill. It’s easy to imagine life here 100 years ago, 200, even 500 or 800 years ago. Except, of course, for the satellite hookup that keeps our motor yacht connected to the outside world 24/7. But we’re betting you’ve forgotten that world by now.

Divine extravagance: Our $10 million, 5-star
floating luxury hotel, the famed River Cloud

Our motor yacht, the River Cloud, is the magnificent sister ship of the legendary Sea Cloud. While the Sea Cloud is a four-masted barque known as the Queen of the Seas, the River Cloud is designed specifically to ply the placid, narrow, winding waterways of Europe.

At a cost of $10 million to build, the ship surpasses all other river cruisers in sumptuous luxury. It is 338 feet long and 32 feet wide, with a crew of 35, which gives you roughly one crew member for every two guests.

Decorative teakwood, mahogany, and rosewood furnishings; marble bathrooms and brass and gold-plated fittings give you a sense of 1930s style. So do the plush deck chairs and teak sun lounge, where you can lollygag an afternoon away as we slide down the Danube, watching the postcard scenery go by.

The no-expenses-spared River Cloud also has outside windows in each cabin, and the suites have full panoramic picture windows. Each cabin also has individually adjusted air conditioning and heat, TV with video, safe, and full bath facility. As comfortable as your rooms are, we may have to lure you out with delicacies that the onboard gourmet chef whips up from fresh, local ingredients that he’s picked up in the villages.

Our 90-passenger cruiser also has a beauty salon, library, boutique, sauna, concierge, currency exchange, and laundry. Oh, and a putting green.

The club-like lounge is where you’ll make lasting friendships, trading stories after your day’s adventures. Afternoon tea is served there, along with drinks at the full bar. The Steinway provides a soft background of popular melodies.

You could easily slip into total lethargy on the River Cloud, unless you opt for the walking tours or visit the ship's sauna and fitness area located aft. A variety of exercise equipment is available, but you can also opt for the real thing and pedal the ship's bikes through the countryside and along the river. Biking through historic villages, over hills and through vineyards is a fine way to see scenery and burn a few calories before or after dinner.

Besides our elegant dining room, weather permitting, we may dine in the Sun Deck’s open air buffet area, with shaded tables and chairs for al fresco lunches, or plop down on one of the ample chaise lounges and cushioned chairs and get to know your fellow tour members. Have a cigar with Neil, a scotch with Elliott. A giant chess set sits ready for play on the sun deck as the verdant scenery slips by. Go ahead and challenge Roger to a match, and pick up some investment advice while you’re at it.

Back to our itinerary drifting downriver through the Wachau Valley, look closely into the woods and you may see a hunter tracking wild boar or deer. Or look up the hillside as we pass the village of Durnstein, and you’ll see the castle where Richard I was imprisoned on his way home from the Crusades.

But let me remind you again—this is an investment cruise. So don’t forget to grab a chair next to one of your hosts, Neil George, Roger Conrad, or Elliott Gue, and grill them with your investment questions. You’ll get good, long answers that are more than that—they’re in depth discussions that will give you a whole new understanding of investing, and of their methods.

Day 4: Krems, Europe’s newest biotech center in a 1,000 year old town

We arrive at Krems mid-afternoon and we’ll stop here for the night. Go ahead and take this opportunity to buy some of the region’s world famous Riesling. And if you choose to sample the local cuisine, be sure to try the local dishes like venison with juniper berries, chanterelles with bread dumplings, or carp fillet with piquant cranberry sauce and vegetable noodles.

This 1,000 year old village is also a university town and emerging biotech center. The Technopol Program of Lower Austria links education and research to industry, mostly biotech and regenerative medicine. Baxter International selected Krems as the site of a production facility for cell-culture derived and recombinant vaccines.

This juxtaposition of old and new is something we don’t see at home, and you’ll be amazed to see how these countries integrate the two. We’ll be visiting with leaders of some of these innovative countries and businesses along the way. We’ll hear how they’re revving their economies, joining the stock exchanges, creating shareholder value, and providing little-known investment opportunities for you. Years ahead of other investors, you’ll discover why Central Europe’s economy is on fire.

When you wake in the morning we’ll be in...

Days 5-6: Vienna, city of music and pastries

Vienna sparkles like a diamond. It is majestic, with ornate palaces and soaring cathedrals that are reminders of an imperial time. Walk for awhile on the shimmering Viennese boulevards, the city’s lights as bright as the stars above, and you’ll understand the inspiration that drove Strauss, Mozart, Schubert, and Brahms.

You’ll have plenty of time for Viennese coffee and pastries at the city’s many sidewalk cafes, since we’ll tarry awhile in Vienna. But during part of that time we want to introduce you to the wonder of the Viennese economy, which has been thriving since 500 BC, first as a Celtic settlement, then Roman, and on through the Babenburg and Hapsburg dynasties.

Vienna has always been able to feed and employ its people, and we’ll uncover some of the secrets of today’s entrepreneurial success there. Vienna is prospering from its trade in high tech with the expanding Eastern European countries. Twenty percent of Vienna’s employment is in high tech, and more than 50% of all Austria’s scientists work in Vienna.

The Mayor of Vienna is coming to meet us

What’s the secret to this city’s success? We’ll find out during our exclusive reception with Vienna’s mayor, Dr. Michael Häupl. Besides being mayor, Dr. Häupl succeeded Valery Giscard d’Estaing as President of the Council of European Municipalities and Regions. Both of which make him a good man to know. Which Neil George does, very well.

Häupl is committed to bringing Vienna’s businesses a competitive edge by bringing in both top researchers and a workforce with top qualifications. It will be fascinating to hear how this dynamic leader is guiding the economic progress of his city by leading its businesses to greater competitiveness and profitability.

In the afternoon we’ll once again board our luxury floating hotel and head downriver. Let the peaceful river lull you into a nap, or relax into the modern sauna. When it gets too hot for you, just slide under the icewater shower. In no time you’ll be reinvigorated, ready to join the group and trade stories and laughs.

You’ll no doubt find Neil on the teak deck, holding forth on Vienna, where he lived and worked as an international bond trader.

Through the night we’ll be traveling toward Bratislava, where you can see Slovakia’s fledgling market economy grow before your eyes.

Day 7: Bratislava: Marriage of the old and new

Napoleon may have said that in all of Europe he never saw a more beautiful town than Budapest, but Hans Christian Anderson put his money on Bratislava. We’ll let you decide who was right after we spend a day here.

The city’s baroque palaces, fountains, Hapsburg-era ornate opera house, picturesque cobblestoned streets, and brightly colored shops and medieval towers are straight out of a storybook. In fact, Mr. Anderson called the city “a fairy tale itself.” Indeed, with a castle above the city, backed by the Little Carpathian Mountains, you’ll see why.

But you’ll also see signs of its burgeoning economy. In 2004 Slovakia had the fastest transforming business environment in the world. Today comparisons are being made to Ireland in the 1990s. Peugeot-Citroen, Kia, Ford, Hyundai and Volkswagen all have plants there, and before long Slovakia is expected to produce more cars per capita than any other country in the world. During the first six months of 2006 the country's machinery and equipments sector soared by 30.9%; textile and clothes by 27.5%; and durable consumer goods surged 20%. 

The world’s next hot spot for real estate investment

Slovakia is also projected to be the world’s next real estate hot spot, with speculators and second home buyers snatching up properties. The country is working hard to meet deadlines in infrastructure development, foreign investment, and economic advancement in preparation for inclusion in the EU. Speculators are betting that as more airlines fly into Bratislava and the economy improves, they can get some pretty significant returns.

One last note on Bratislava: It’s a shopper’s paradise. The city is famous for its porcelain and crystal. You can also pick up carved figurines and toys, embroidered goods, and honey wine and other spirits. You’ll see Western Europeans coming here for cheaper personal services such as hair and skin salons, so this may be a place to spruce up too, if you haven’t yet visited our hairdresser on board.

You have the morning to collect your treasures, because just after noon we’re off to the last destination on our journey, Budapest, the center of Hungary’s government and culture. While there we’ll have experiences and insights that 99.9% of other investors can never hope to achieve.

I guess you could say that unlike most cruises, because...

This voyage isn’t just about spending money,
it’s also about making money

Neil George, Roger Conrad, and Elliott Gue are three of the world’s premiere investment advisors. And during this trip they will stuff you to the gills with investing ideas you’ve never dreamed of.

Not only that, you’ll get to see, first hand, the economic miracle of Central Europe. The central governments are selling off their inefficiently run services and factories. Telecom, financial services, auto manufacturers, oil and utilities, are being privatized. While access to bank credit used to be nonexistent for small business, now, with available capital, a new culture of competition is creating new, vibrant economies.

You’ll see growing prosperity in the cities we visit, with consumers spending money freely on restaurants, clothing, entertainment, autos. Their thirst for American goods is keen, and U.S. companies are rushing to fill the need.

Especially with European Union mandated deadlines looming, Hungary and Slovakia are enacting laws and protections that encourage foreign investment. Eighty percent of Hungary’s GDP, for instance, is now produced by the private sector, and foreign owners control 70% of financial institutions, 66% of industry, 90% of telecommunications, and 50% of the trading sector.

Hungary is now one of Europe's fastest-growing and most open economies, and the U.S. is the country’s leading investor. Major American multinationals with subsidiaries in Hungary include General Electric, General Motors, Ford, Ameritech, US West, Pepsico, Coca-Cola, McDonald's, Lockheed, AES, ALCOA, Marriott, Sara Lee/DE, Procter & Gamble, United Technologies Automotive and IBM.  Many of these companies have doubled or even tripled their original investment.      

All these meetings and excursions are optional, of course. But if you do choose to join us for our investment outings, you’re welcome. They are all provided to you at no additional cost. That includes all tours, tickets, transportation, and pre-arranged meals on shore.

And those excursions aren’t the only place you’ll be getting an insider’s look at investment opportunities. You’ll be spending nine days and eights nights with Neil, Roger, and Elliott. You’ll dine with them, sightsee with them, play chess, relax, and listen to music at the piano bar with them as we journey down the Danube.

But don’t be surprised if our three illustrious KCI editors teach you a few Bohemian drinking songs along the way as you tilt your glasses together in the ship’s club-like topside bar. They’re not all about making money, after all.

Your hosts: Three of the world’s premiere investment advisors…and some pretty exciting guys to travel with

Neil George has worked on six continents, including several years living and working in Vienna as a bond trader and international banker. That’s where he acquired his acute appreciation of fine food and wine, which he’ll be sharing with you along with his keen investment advice.

But don’t let Neil’s illustrious resume fool you—he’d prefer to relax on deck the River Cloud with a German beer, a big cigar, and his fellow travelers, swapping stories and watching the days drift by.

Roger Conrad is bound to be busy on this trip. With today’s higher interest rates and threat of inflation, Roger’s specialty, high yield income stocks, are tops on everyone’s list. You’ll want to grab a seat next to him at dinner. Or even better, suggest a quiet bike trip together through the Austrian countryside during one of our stops. Roger loves to pedal, and the ship’s bikes are well oiled and ready to ride!

Elliott Gue is our Crude Guru, but don’t let that title give you the wrong idea. His time at the hoity-toity University of London gave him a good taste for exclusive clubs and good conversation, making him anything but crude. That means he should feel right at home with us on the River Cloud. Let’s give him a drink and get him to open up about the energy markets.

We’ll all be tight friends by the time we reach our last destination...

Days 7-8: Budapest: Paris of the East

Nearing Budapest, your heartbeat will quicken to its beauty. On one side of the river the city rises on sinuous streets, and the mountains beyond climb to meet the sky. On the other side, the town stretches into the plains, its skyline jagged with rooftops at every angle to the ground but parallel.

Budapest is a well-worn city, like your favorite slippers, aged to perfection. Yes, it’s beautiful. But it is the unexpected that captures your heart. Round a corner and you may see a battle being staged between medieval knights, nothing but an ATM machine in the background to remind you that you’re in the 21st century, and no one nearby to tell you why they’re dressed or fighting thus. Could you have traveled back in time?

Turn another corner and you’re in a plaza of street vendors selling local crafts, or local girls in the latest fashions sitting at sidewalk cafes. Cafes are the lifeblood of Budapest, and you won’t want to leave before wiling away an hour watching the world go by. Maybe you can unlock some of Budapest’s secrets, such as how Hungary managed to produce two of the world’s wealthiest entrepreneurs, George Soros and Andy Grove.

Today’s Hungarian entrepreneurs will undoubtedly come from biotechnology, IT, healthcare, or even franchising, all of which are booming in Hungary. We’ll talk about how you can share the wealth of this new, exciting economy.

A deeper view of Hungary’s fast-growing companies
and economy than most investors will ever get

While in Budapest you’ll get a very special chance to get inside a few of the stocks we recommend. The city is home to a couple of Europe’s fastest growing, most profitable companies. We’re arranging for executives to meet us and give us deeper insights into their companies than most other investors will ever get.

You may also want to look at real estate while there. Budapest may look well worn, but its rising prices are testament to the city’s new global popularity. In Budapest, an average two-bedroom apartment is selling for 21.7 million forint, or $103,710. That’s almost triple the cost seven years ago. In the city center, prices are expected to jump 15% this year. Last year 5,000 foreigners bought apartments in the city.

Our last night on board the River Cloud is in Budapest. We’ll have a feast of a dinner, with exquisite dishes and wine flowing freely.

The next morning we’ll move to the Intercontinental Hotel in Budapest, which we chose for its incomparable views of the Danube from each room.

After you have a chance to freshen up we’ll go out together, maybe to a vineyard, or a walking tour of the city. There are so many choices that we haven’t picked one yet, but you can be assured that my staff is cooking up something special.

I do know what we have planned for that night though....

Our Grand Finale: A gala reception at the U.S. Embassy

To put a cap on this special journey, on Saturday night we’re being honored with an elegant reception at the U.S. Embassy.  

Because the date is a year from now I can’t say who will be in attendance, but invited guests will include prominent local business executives, diplomats, professors, trade representatives, and magistrates.

Neil George, who is a close friend of the most recent former US Ambassador to Hungary, is making the arrangements and ensuring that it is an event you never forget—a grand affair, resplendent in Old World elegance, and the kind of experience few Americans will ever enjoy.

A taste of the optimism and excitement
of a new democracy

You’ll rub elbows with the power elite of this dynamic young economy. One of the highlights to events like this is hearing the personal stories of men and women who struggled to maintain hope in the dark years before the fall of communism in Central Europe. Facing obstacles that are hard to imagine, they brought their countries to freedom, and are building democratic societies from scratch.

Imagine meeting Thomas Paine, Thomas Jefferson, or John Adams, and hearing their beliefs and their incredible optimism for the future. I’m hoping you’ll get a taste of that. Hungary was a monarchy for 1,000 years before communism, and so has no history from which to form its democracy. Their excitement is palpable, and you will feel it when you talk with these dynamic leaders, as well as our U.S. representatives to Hungary.

After the reception we’ll return to the Hilton. The next morning we’ll part ways, saying goodbye to the dear friends we’ve made, who only nine days before were complete strangers. But how can we not leave the best of friends after such an extraordinary journey together?

A journey of only 90 like souls, brought together for common purposes—adventure, knowledge, camaraderie, and luxury. And all of it aboard the most elegant, technologically advanced cruising yacht in the world.

Remember, too, that when you’re with us, it’s on us. All meals aboard the River Cloud are on us, of course. You don’t have to worry about tipping the yacht’s staff, either—we will. You don’t have to pay for the bonus night at the Budapest Hilton—we will. And whenever we’re out together on a planned day trip, we’ll arrange and pay for everything, including transportation, meals, tipping, tour tickets, interpreters, or whatever is needed.

Make sure you join us for this intimate
gathering of like-minded adventurers

As a premium KCI subscriber you have first choice for one of the 45 cabins on the River Cloud.

Mind you, the trip is not inexpensive. We could have made it inexpensive, but you could get that anywhere. This trip is meant to be a once-in-a-lifetime experience. A time to make friends with people like yourself, see sights few tourists ever see, and live a life of luxury aboard a world class river yacht.

With only 2 cabins left, you need to act quickly to assure your cabin.

So don’t delay. Download our invitation form and mail your reservation today. Or call Joseph H. Conlin Travel Management toll free at 1-877-814-6502 now, and let them do the paperwork for you!

I’m eager to see you onboard when we set sail on September 8, 2007 for the trip of a lifetime. The investment advice you’ll receive on this tour comes with a hardy dose of fun. This is a celebration of life, good living, good companions, and a nod to the past as we enter the future.

Here’s to our trip! I’ll see you on September 8, 2007!

Sincerely,

Walter Pearce
Publisher

P.S. If I had to choose anywhere in the world to go right at this point in time, it would be here. Not only is autumn the most beautiful time of year in the Danube Valley, with sun-warmed days and crisp evenings, this is the right time in history. It’s that moment on the cusp of great historic change. If you’ve traveled to China in the past decade, or to Ireland in the 1990s, you know what it’s like. Pockets of change appear where an area bursts with energy, people come alive. Outside that pocket, which could be a region, or just a sector of a city, the old ways still dominate. At the edges you may see a shiny new Volvo, driver talking on the cell phone, pass a mule-drawn cart filled with hay. In China many of the old ways are gone, both the good and the bad. In Ireland they’re all but gone. And now, it won’t be long before Slovakia and Hungary are absorbed by the new. Be sure you’re a part of this historic change, and take this unique opportunity to see both the charm of the old and the freshness and excitement of the new. Before it’s gone.

P.P.S. The easiest way to reserve your place on our Five Star Investment Sojourn on the Danube is to call Joseph H. Conlin Travel Management toll free at 1-877-814-6502 and let them do the paperwork for you.